What to Look for When Choosing an Overseas Health Cover?

overseas student health cover

When travelling or aspiring to study in Australia, it’s important to have health insurance in case of an emergency. However, with so many different types of overseas health insurance policies available, it can be tricky to decide which one is right for you. 

In this blog post, we’ll outline the key things you need to look for when choosing an overseas student health cover (OSHC) and overseas visitor health cover (OVHC). So if you’re heading abroad and are in need of some insurance advice, keep reading! 

For easy understanding, here is how we have bifurcated the blog in the following sub topics. 

  1. What to look for when choosing an overseas student health cover?
  2. How to compare policies and find the best one for you?
  3. What are the benefits of having health insurance while studying abroad?
  4. How much will it cost, and is it worth it in the long run?
  5. Tips for staying healthy while living in a foreign country 

Choosing an overseas student health cover is vital and it is important to know what to look for in it.To begin with, one can start with the OSHC/OVHC for Australia comparison. 

How to compare OSHC/OVHC policies and find the best one for you? 

The first step is to figure out what type of cover you need. There are two main types of overseas health insurance policies – OSHC, which is designed specifically for students, and OVHC, which is aimed at visitors to Australia (e.g. tourists or people on a working holiday visa). 

Once you’ve decided on the type of policy you need, it’s time to start comparing different providers such as Medibank OSHC, Bupa OSHC, Ahm OSHC, etc. The best way to do this is by using an OSHC or OVHC comparison tool such as the one offered by GetMyPolicy.Online. 

It allows you to compare a range of policies from different providers, so you can find the one that best suits your needs and budget. All the policies listed are compiled according to the visa conditions laid by the Department of Home Affairs. Students receives instant health policy certificate as well as can compare as per the features such as in/out-of-hospital medical services, support services, waiting periods, refund policy, and much more. 

What are the benefits of having health insurance while studying abroad? 

If you’re planning to study overseas for more than a year, then it’s probably worth getting an OSHC policy in place before leaving Australia. This will help ensure that any medical expenses incurred during your stay are covered by your insurer – which could save you thousands of dollars in the long run! There are many different types of policies available too; so no matter what kind or level coverage is required (e.g., basic emergency plans without dental/vision care), there should be something suitable on offer from one provider or another.” 

Another key benefit of having health insurance while studying abroad is that it can help you to stay healthy and avoid any sudden surprises. Most policies include cover for doctor’s visits, ambulance rides and hospital stays, so if something does happen, you’ll know that you’re covered. 

How much will it cost, and is it worth it in the long run? 

The cost of health insurance varies depending on the provider and the level of coverage you choose. However, as a general rule, expect to pay around $50-100 per month for an OSHC policy (depending on your age). OVHC for Australia tend to be a bit more expensive, with prices starting at around $200 per month. 

In terms of whether or not these policies are worth it in the long run, you’ll need to consider how much time you plan on spending overseas. If it’s less than a year then it might be better just to save up some money for any medical expenses that may occur – but if you’re going there for longer than one year, then having health insurance really is essential.” 

Tips for staying healthy while living in a foreign country 

The most important thing when traveling or living abroad is keeping yourself safe and healthy. This can be difficult at times because of different cultures and traditions around food preparation/handling procedures (e.g., washing your hands before eating). One way to make sure everything goes smoothly with no surprises down the road! 

For instance: Be sure to drink plenty of water, eat healthy meals, and get enough exercise. And if you do start feeling sick, don’t hesitate to visit a local doctor for advice.” 

So there you have it – some key things to look for when choosing an overseas health cover policy. We hope this article has been helpful and that you now feel more confident in selecting the right insurance for your needs. Safe travels! 

Now that you know what to look for when choosing an overseas health cover policy, the next step is comparing different providers. We’ve done some research on your behalf and found that GetMyPolicy is a great OSHC comparison tool which allows you to compare overseas health insurance from multiple companies in one place.

Wrap Up: 

When it comes to choosing overseas student health cover (OSHC), you can visit GetMyPolicy.online to compare and choose the best student health insurance plan. Moreover, you could compare the plans by price, features, etc., and receive an instant health policy certificate. Visit today & get FREE 15 PTE Practice Tests. Try today!